Asset Class
Hotel & Hospitality Financing Nationwide | Bridge, SBA, CMBS
Bridge, SBA, CMBS, and construction financing for limited-service, select-service, full-service, and extended-stay hotels nationwide — flagged and independent.
Bridge
Up to 75% LTV, 12–36 mo
SBA 504
Up to 90% LTV, owner-op
CMBS
Up to 75% LTV, 5–10 yr
Construction
Up to 70% LTC, 24–36 mo
Asset Types
Limited / select / full / extended
Flags
All major + independent
Hotel financing requires lenders that understand RevPAR, ADR, occupancy seasonality, brand-mandated PIPs, and franchise comfort letters. Rad Capital Group has placed hundreds of millions in hospitality debt across limited-service, select-service, full-service, extended-stay, boutique, and resort hotels in every U.S. region.
We arrange the full hotel capital stack: bridge loans for acquisitions, PIP renovations, and brand conversions; CMBS conduit debt for stabilized flagged hotels; SBA 504 loans for owner-operators of independent and franchised properties; agency-style construction financing for ground-up builds; and mezzanine debt or preferred equity to fill the gap on higher-leverage transactions.
Lender appetite varies dramatically by flag (Marriott, Hilton, IHG, Hyatt, Wyndham, Choice), market type (urban CBD vs. interstate vs. resort), and trailing 12-month performance. We match each hotel to the right capital source based on flag, RevPAR penetration, market profile, and sponsor experience.
Typical structures include 65–70% LTV on bridge, up to 90% LTV on SBA 504, 65–75% LTV on CMBS, and up to 70% LTC on ground-up construction.
Frequently Asked Questions
What loan products work best for hotel financing?
Bridge loans for PIP renovations and acquisitions, CMBS for stabilized flagged hotels, SBA 504 for owner-operated hotels, and construction loans for new builds. Most hotel deals combine two or more of these.
Can independent (unflagged) hotels qualify for institutional financing?
Yes — boutique and independent hotels with a strong operating history, distinctive market position, and experienced sponsor regularly secure bridge, SBA 504, and even CMBS financing.
Related Financing
Loan Product
Bridge Loans
Short-term commercial bridge financing for acquisitions, value-add repositioning, and time-sensitive recapitalizations — placed with 150+ direct bridge lenders nationwide.
Loan Product
SBA Loans (504 & 7(a))
Government-backed SBA 504 and SBA 7(a) financing for owner-occupied commercial real estate — up to 90% LTV with 20–25 year amortization in all 50 states.
Loan Product
CMBS Loans
Fixed-rate, non-recourse commercial mortgage-backed securities (CMBS) financing for stabilized hotels, retail, office, multifamily, industrial, and self-storage properties.
Loan Product
Construction Loans
Ground-up and heavy-renovation construction loans for commercial real estate developers — interest-only during the build, flexible draw schedules, with take-out permanent or bridge financing teed up at completion.
Ready to explore hotel financing?
Initial term sheets in as little as 2 weeks. Nationwide.