Loan Product
Bridge Loans Nationwide | Commercial Real Estate Bridge Financing
Short-term commercial bridge financing for acquisitions, value-add repositioning, and time-sensitive recapitalizations — placed with 150+ direct bridge lenders nationwide.
Loan Size
$4M – $500M
LTV / LTC
Up to 80%
Term
12 – 36 months
Rate Range
7.5% – 12.0%
Recourse
Non-recourse available
Close Time
2 – 4 weeks
A commercial real estate bridge loan is short-term, interest-only debt used to acquire, renovate, or reposition a property before refinancing into permanent financing or selling. Rad Capital Group arranges bridge loans from $4 million to $500 million across all major asset classes — hotels, multifamily, retail, self-storage, office, industrial, and mixed-use — in every U.S. state.
Our bridge lending platform includes debt funds, mortgage REITs, life insurance companies, and balance-sheet banks. Typical structures range from 12 to 36 months with extension options, up to 80% loan-to-cost on value-add deals, and up to 75% loan-to-value on stabilized transitional assets. Pricing usually falls between 7.5% and 12.0%, indexed to SOFR.
Because we maintain in-house underwriting and direct lender relationships, qualified borrowers receive initial term sheets in as little as two weeks. Bridge loans are commonly used to fund discounted acquisitions, complete a renovation or lease-up plan, buy out a partner, refinance a maturing CMBS or bank loan, or take a property from construction completion to stabilization for a take-out permanent loan.
We compete bridge loan opportunities across multiple capital sources to drive down spread, reduce origination fees, and negotiate borrower-friendly extensions, prepayment, and reserve requirements.
Frequently Asked Questions
What is a commercial bridge loan?
A commercial bridge loan is short-term, interest-only debt — typically 12 to 36 months — used to acquire or reposition a commercial property before refinancing into a permanent loan or selling the asset.
How much does a bridge loan cost?
Bridge loan rates generally fall between 7.5% and 12.0% (SOFR-indexed), with 1–2% origination fees. Pricing depends on leverage, sponsor track record, asset type, and business plan execution risk.
Can I get a non-recourse bridge loan?
Yes. Most institutional bridge lenders offer non-recourse structures with standard bad-boy carve-outs. We routinely place non-recourse bridge debt on multifamily, hotels, retail, and industrial properties.
Related Financing
Loan Product
Construction Loans
Ground-up and heavy-renovation construction loans for commercial real estate developers — interest-only during the build, flexible draw schedules, with take-out permanent or bridge financing teed up at completion.
Loan Product
CMBS Loans
Fixed-rate, non-recourse commercial mortgage-backed securities (CMBS) financing for stabilized hotels, retail, office, multifamily, industrial, and self-storage properties.
Loan Product
Mezzanine Financing & Preferred Equity
Subordinate mezzanine debt and preferred equity to bridge the gap between senior loans and sponsor equity — increasing leverage to 85–90% on acquisitions, refinances, and development projects nationwide.
Asset Class
Hotel Financing
Bridge, SBA, CMBS, and construction financing for limited-service, select-service, full-service, and extended-stay hotels nationwide — flagged and independent.
Asset Class
Multifamily Financing
Agency, bridge, CMBS, and construction loans for multifamily — conventional apartments, affordable housing, student housing, senior housing, and workforce housing in every U.S. market.
Asset Class
Retail Property Financing
Bridge, CMBS, bank, and life-co financing for single-tenant net lease (NNN), strip centers, grocery-anchored shopping centers, and mixed-use retail across all 50 states.
Ready to explore bridge loans?
Initial term sheets in as little as 2 weeks. Nationwide.