# Rad Capital Group — Commercial Real Estate Capital Advisory

> Rad Capital Group is a commercial real estate capital advisory firm based in San Diego, California. We arrange debt and equity financing for commercial properties from $4M to $500M+ nationwide across all 50 states.

## Company Overview

- **Name**: Rad Capital Group
- **Type**: Commercial Real Estate Capital Advisory / Mortgage Brokerage
- **Headquarters**: San Diego, California, USA
- **Service Area**: All 50 US states (nationwide)
- **Deal Size**: $4 million to $500 million+
- **Career Volume**: $700M+ in closed transactions
- **Lender Network**: 150+ institutional direct lenders
- **Experience**: 15+ years in commercial real estate finance
- **Website**: https://radcapgroup.com
- **Contact Email**: loan@radcapgroup.com

## Distressed CRE Specialization

Rad Capital Group is a nationwide specialist in **distressed commercial real estate**. $1.2B in defaulted CRE loans restructured across hotels, multifamily, industrial, retail and mixed-use.

### Distressed Situations We Solve
- **Defaulted commercial loans** — payment defaults, technical defaults, covenant breaches
- **Maturity defaults** — loans past due at balloon that need workout or refinance
- **Foreclosure & trustee sales** — bridge capital to acquire assets at foreclosure auction, courthouse steps, and trustee sales
- **Note purchases** — financing to buy defaulted CRE notes from banks, CMBS special servicers, and debt funds
- **REO acquisitions** — takedown financing for lender-owned commercial real estate
- **Discounted Payoff (DPO)** — negotiate and fund reduced payoffs with the existing lender
- **Loan workouts & modifications** — restructure with special servicers and portfolio lenders
- **Forbearance agreements** — negotiate temporary payment relief
- **Receiverships** — receivership financing and receiver-controlled asset dispositions
- **Deed-in-lieu of foreclosure** — negotiate and structure orderly transfers
- **Chapter 11 bankruptcy exits** — DIP financing and post-confirmation recapitalization
- **CMBS special servicing** — direct workout negotiation with special servicers
- **Rescue capital & preferred equity** — pref equity and mezz to cure defaults and avoid foreclosure

### Distressed CRE Contact
Sponsors, receivers, trustees, and note-holders facing distress: submit at https://radcapgroup.com/loan-request or email loan@radcapgroup.com.

## Services & Loan Products

### Bridge Loans
- Short-term financing for transitional commercial real estate assets
- Terms: 12–36 months
- Amount: $4M–$500M
- Use cases: acquisitions, renovations, lease-up, repositioning
- Interest rates: 7.5%–12%

### CMBS / Conduit Loans
- Non-recourse permanent financing for stabilized commercial properties
- Fixed-rate, 5–10 year terms with 25–30 year amortization
- Amount: $5M–$500M

### SBA 504 Loans
- Government-backed long-term financing for owner-occupied commercial properties
- Up to 90% LTV with 25-year fully amortizing terms
- Below-market fixed rates

### Agency Debt (Fannie Mae & Freddie Mac)
- Low-rate permanent financing for multifamily properties
- Non-recourse, 5–12 year terms
- Interest-only options available

### Mezzanine Debt & Preferred Equity
- Subordinate capital for commercial real estate at 70–85% LTC
- Fill the gap between senior debt and sponsor equity
- $2M–$100M

### C-PACE Financing
- Property Assessed Clean Energy financing
- For energy efficiency and sustainability improvements

### Construction Loans
- Ground-up and major renovation financing
- Structured with institutional lender partners

## Asset Types Financed
- Hotels / Hospitality
- Multifamily / Apartments
- Office Buildings
- Retail Centers
- Industrial / Warehouse / Logistics
- Self-Storage
- Mixed-Use Properties
- Healthcare Facilities
- Mobile Home Parks
- Single-Family Rental Portfolios
- Land

## Key Markets
- California (Los Angeles, San Diego, San Francisco, Sacramento, Orange County)
- Texas (Dallas–Fort Worth, Houston, Austin, San Antonio)
- Florida (Miami, Orlando, Tampa, Jacksonville)
- Arizona (Phoenix, Scottsdale, Tucson)
- Nevada (Las Vegas, Reno)
- Plus all other US states — nationwide coverage

## How It Works
1. **Submit Request** — Tell us your deal: asset type, loan amount, timeline
2. **Capital Match** — We match your deal to the right lenders from our institutional network
3. **Close** — We structure, negotiate, and coordinate closing

## For Borrowers
- Submit a financing request at https://radcapgroup.com/loan-request
- One submission reaches 150+ direct lenders
- Typical term sheet delivery: 24–48 hours for initial feedback
- Full underwriting and deal portal access

## For Lenders
- Register at https://radcapgroup.com/auth?role=lender
- Receive curated deal flow matched to your lending criteria
- Access full underwriting packages, financials, and borrower info
- Submit term sheets and LOIs through a private portal

## For Referral Partners
- Earn competitive referral fees (25–50bps on funded capital)
- Protected by NDA and non-circumvention agreements
- Learn more at https://radcapgroup.com/referral-partners

## Pages

- [Home](/): Commercial real estate capital advisory overview.
- [Distressed CRE Solutions](/distressed): Foreclosure auctions, defaulted loans, note purchases, DPO, DIP financing, receiverships, workouts.
- [Financing Programs](/financing): Bridge, CMBS, SBA 504, agency, mezzanine, preferred equity, C-PACE, construction.
- [Commercial Real Estate Financing](/commercial-real-estate-financing): Loan product overview and use cases.
- [Apply for a Loan](/loan-request): Submit a financing request in under 60 seconds.
- [Closed Deals](/deals): Recently funded transactions across asset classes.
- [Deal Analysis](/deal-analysis): AI-assisted CRE underwriting tool.
- [California Hotel Loans](/california-hotel-loans): Hospitality financing for California operators.
- [Insights & Market Updates](/blog): Rate trends, capital markets analysis, and lending intelligence.
- [About Rad Capital Group](/about): Firm overview, team, and track record.
- [Lender Network](/partners): 150+ institutional lender relationships.
- [Borrower Guide](/borrower-guide): How CRE debt and equity placement works.
- [Referral Partners](/referral-partners): Broker co-op program for outside originators.
- [Contact](/contact): Reach the Rad Capital Group capital advisory team.
- [For Borrowers](/for-borrowers): Resources for property owners seeking financing.
- [For Originators](/for-originators): Tools for brokers and advisors.
- [For Investors](/for-investors): Capital deployment opportunities for LPs and institutions.
- [Capital Markets](/capital-markets): Current spreads, rates, and market commentary.
- [SBA 504 vs 7(a) Comparison](/for-borrowers/sba-504-vs-7a-comparison): Side-by-side guide for owner-occupied CRE borrowers.
- [Loan Calculator](/for-borrowers/loan-calculator): Estimate payments, DSCR, and LTV.
- [CRE Loan Rates Today](/rates): Live 10-year Treasury, SOFR and Prime benchmarks plus indicative CMBS, bridge, agency, SBA, mezzanine and preferred equity spreads.
- [Top Hotel Lenders](/top-hotel-lenders): The 8 capital sources that finance hotels, with loan sizes, leverage, pricing basis and best-fit profile.
- [Hotel Loans](/hotel-loans): Hospitality financing for acquisitions, refinances, PIPs and brand conversions.
- [Bridge Loans](/bridge-loans): Short-term transitional debt, 2-4 week closings.
- [CMBS Loans](/cmbs): Fixed-rate non-recourse conduit financing for stabilized assets.
- [SBA Loans](/sba-loans): SBA 504 and 7(a) programs for owner-operated commercial real estate.
- [Agency Loans](/agency-loans): Fannie Mae and Freddie Mac multifamily execution.
- [Construction & PIP Financing](/construction-pip): Ground-up construction and renovation/PIP facilities.
- [Mezzanine Debt](/mezzanine): Gap debt secured by equity pledge behind the senior loan.
- [Preferred Equity](/preferred-equity): Priority-return gap capital to 85-90% of cost.
- [Commercial Refinance](/refinance): Cash-out and rate-and-term refinancing, including maturity takeouts.
- [Loan Workouts & DPOs](/loan-workouts): Discounted payoffs, forbearance and CRE debt restructuring.

## Optional

- [SBA 504 in California](/for-borrowers/sba-504-in-california): State-specific SBA 504 program guide.
- [SBA 504 in Texas](/for-borrowers/sba-504-in-texas): State-specific SBA 504 program guide.
- [SBA 504 in Florida](/for-borrowers/sba-504-in-florida): State-specific SBA 504 program guide.
- [SBA 504 in New York](/for-borrowers/sba-504-in-new-york): State-specific SBA 504 program guide.